Exaggerated home insurance claims jumped by a whopping 17% in 2011 according to some new research published this week. The figures show that around 200,000 consumers in the UK decided to add a little bit to their insurance claim. The average bit they added was £607!

It suggests that insurance is still seen by many as an easy way of making a little extra (dishonest) cash. The research shows that 12% of people were more likely to make a dishonest claim now than they were three years ago and that an amazing 45% of people did not consider an exaggerated claim to be dishonest…

It shines an interesting light on how people view dishonesty and how many otherwise law-abiding citizens aren’t averse to a little bit of insurance fraud:

  • 43% of respondents thought that deliberately damaging an item to make a claim was NOT dishonest.
  • 56% of respondents said that it was NOT dishonest to say that windows and doors were locked when they had been left open.
  • 58% of respondents said it was NOT dishonest to keep quiet about previous insurance claims.
  • 48% of respondents said it was NOT dishonest to submit somebody else’s receipt when making a claim.